Nilgiris Money Nilgiris Money
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Three Tiers.
From your account
to our trading desk.

Each tier is a bridge that connects your broker account to our automated trading. You pick one based on the capital you're committing. Trades flow from our desk into your account — no daily effort, no transfers to us, your money never leaves your name. Two tiers are open to anyone. The third — Legacy — is by invitation only.

A picture · since the words have done their part

How a Bridge works.

OUR DESK Signal source Trades our own books A BRIDGE Copier Mirrors in milliseconds YOUR ACCOUNT At the broker In your name · custody yours SIGNALS → TRADES → — NILGIRIS MONEY HOLDS NOTHING ABOVE THIS LINE —
i.

Our desk trades.

Every signal originates on a single signal-provider account our trading desk operates on its own capital. There is no "client edition" — what fires on our side fires on yours.

ii.

The Bridge mirrors.

The copier reads our trade in milliseconds and places an identical position in your account — same instrument, same direction, sized to your capital.

iii.

You keep custody.

The trade settles in your account, at your broker, in your name. We have permission to trade — never to move funds. Pause or revoke anytime, with one click.

01 — The three tiers

Each tier is a relationship,
not a purchase.

L1 · Open
Freedom
Your starting point.
Enrolment₹12,500
Min deposit$500
Profit share20% · HWM
3 dedicated trading algorithms
Full education library
Trading indicators
Platform & dashboard access
Broker onboarding support
Open account Performance
L2 · Open
Multiplier
The growth engine.
Enrolment₹22,000
Min deposit$2,500
Profit share15% · HWM
Everything in Freedom
7 dedicated algorithms (vs 3)
Broader diversification across more markets
Lower 15% profit share — keep more
Open account Performance
L3 · Bespoke
Legacy
Wealth, made permanent.
Enrolment
Min deposit$100,000+
Profit shareBespoke
Bespoke allocation, custom risk
Dedicated relationship manager
Broker of your choice
Rarely available · never advertised
Contact directly Performance
Not for everyone — an alternative path

Or — trade yourself.
Use our tools.

The tiers automate trading on your behalf. If you'd rather make your own entries, you can buy the indicators and trading tools our own desk uses, and run them on your own terms.

No tier required. No profit share. No tier minimums. You buy the tool, you keep all your gains.

Browse the catalogue

Freedom is your starting point. It's designed for first-time investors beginning in global markets — a $500 minimum and no maximum — who want the strategy explained, the desk introduced, and the platform demonstrated before the first deposit lands.

What you receive is not a trial. It's the same trading infrastructure every higher tier uses. Your capital is put to work across three dedicated algorithms, mirrored to your account from the moment the copier is connected, with the education library and indicators to understand every move. You see every position appear in real time. Every profit-share charge is calculated daily and itemised, with the math shown. The high-water mark moves only when your account makes a new all-time high.

The economics make sense for first-time clients: a ₹12,500 enrolment, a $500 minimum deposit at our partner broker, and a 20% share of high-water-mark gains. No deposit fees. No withdrawal fees. No spread markup. The broker's spread is the broker's spread.

What's included

  • 3 dedicated trading algorithms
  • Full education library
  • Trading indicators
  • Platform & dashboard access — mobile + desktop
  • Broker onboarding support
  • Full CRM access for live tracking
  • Email support · business hours

Who this is for

  • First-time investors beginning in global markets
  • Investors with $500 or more of risk capital
  • People who want the strategy explained before funding
  • Investors with a multi-year horizon
  • Anyone preferring allocation over self-trading

Multiplier is the growth engine — for the committed investor ready to scale their capital. The minimum is $2,500 with no maximum. Everything Freedom offers is included, plus seven dedicated algorithms instead of three — broader market coverage and deeper diversification.

The strategy mix widens substantially. Multiplier members run seven dedicated algorithms — more than double Freedom's three — covering complementary instruments across more markets and a broader spread of risk profiles. The combination tends to reduce drawdown correlation over time, which is the reason it exists.

The economics reward the commitment: ₹22,000 enrolment, $2,500 minimum, and a lower 15% share of high-water-mark gains — so you keep more of what you make. Same fee transparency, same custody — your money at your broker, in your name — same revocation rights at any time.

What's included

  • Everything in Freedom
  • 7 dedicated algorithms (vs 3)
  • Broader diversification across more markets
  • Lower 15% profit share — you keep more

Who this is for

  • Committed investors ready to scale their capital
  • Investors with $2,500 or more of risk capital
  • Those ready to diversify across more markets
  • Investors building beyond a single strategy
  • Investors who want to keep more of their gains

Legacy is the third tier — wealth, made permanent. It is invitation-only, and it is the only tier of the three that is. The reason is straightforward: every Legacy mandate is a bespoke, discretionary mandate built around you — strategy mix, risk sizing, broker choice, communication cadence, reporting style. We can only build mandates like that one at a time.

Legacy clients deploy $100,000 or more. The structure is intentionally not standardised. Some members hold a single account; others hold multiple, across different jurisdictions. Some prefer formal quarterly reviews; others prefer to email the desk directly when a question arises. The relationship sets the format, not the other way around.

The economics are discussed privately. Profit-share, enrolment fee, and reporting structure are all negotiated against the mandate. We do not publish them, because there is no single answer. What does not change: your money sits in your account at your broker, in your name, with the same revocability the other tiers have.

What's included

  • Bespoke strategy allocation (custom mix per mandate)
  • Custom-sized risk per mandate
  • Dedicated relationship manager
  • Broker of your choice — we accommodate existing relationships
  • Direct line to the trading desk
  • Quarterly in-person review (India) or remote
  • Multi-account / multi-jurisdiction support

Who this is for

  • Investors with $100,000+ of risk capital
  • Family offices and multi-account holders
  • Investors requiring privacy and discretion
  • Those who want the trading desk's full attention
  • People with existing broker relationships we can work with
A question every Indian investor asks

How is this different from a mutual fund?

Same question, seven angles.

Domestic Mutual Fund
A mutual fund
Nilgiris Money
A Bridge
Where your money sits
Pooled with thousands of other investors into a single fund vehicle. The AMC holds it.
In your own trading account, in your name, at a regulated broker. We never hold it.
What you can see, in real time
Daily NAV. The actual holdings are disclosed monthly or quarterly, often weeks after the fact.
Every trade as it happens. Entry, exit, P&L, profit-share math — live on your dashboard.
How fees work
An expense ratio of 1–2.5% of your full balance, every year — whether you make money or lose money.
A profit-share only on profits. If your account drops, we charge nothing until it recovers.
Lock-in / liquidity
Equity ELSS funds have a 3-year statutory lock-in. Exit loads on early withdrawals.
No contractual lock-in. Pause copying, revoke the LPOA, or withdraw — anytime.
What markets you're in
Indian equities, Indian debt, or domestic gold. Limited international exposure within strict RBI caps.
Global forex, gold, and indices — accessed via the LRS pathway through a regulated international broker.
Who is making the decisions
A fund manager you'll never meet, often managing dozens of crores or more across hundreds of holdings.
A single trading desk running a small number of strategies — the same strategies on their own capital first.
Regulatory framework
Domestic-regulated AMC. Strong disclosure rules. Tax efficient for long-term capital gains in India.
Education-and-technology framework. Broker is internationally regulated. LRS-compliant. Disclosure of every charge with daily math.
02 — Side by side

Every variable.
One table.

FreedomL1 · Open MultiplierL2 · Open LegacyL3 · Bespoke
Annual enrolment ₹12,500 ₹22,000 Discussed
Minimum deposit $500 $2,500 $100,000+
Profit share (HWM) 20% 15% Bespoke
Dedicated algorithms 3 7 Custom mandate
Full education library Yes Yes Yes
Trading indicators + platform access Yes Yes Yes
Broader diversification across more markets No Yes Yes
Dedicated relationship manager No No Yes
Bespoke discretionary mandate No No Yes
Choice of broker No No Yes
Availability Open Open By invitation only
Play with the math

If you put in $X and the strategy grows it by Y%

Move the sliders. The math updates in real time.

$1,000
+20%
Account after
$1,200
Of which is gain
$200
Our profit-share (20%)
$40
You keep
$1,160
How this works: If your account grows from $1,000 to $1,200, we take 20% of the $200 gain — that's $40. Your new high-water mark becomes $1,200. If the account drops back, we charge nothing — until it climbs back above $1,200.
03 — Choosing your tier

A deliberate choice.
Not a forced path.

Freedom and Multiplier are open access. You can begin at either — what matters is the capital you're committing and the depth of relationship you want with the desk. The capital floors are real. The ceilings are not.

Most clients begin with Freedom. Some begin higher — usually those who have traded systematically before or are deploying capital they understand well. Both are valid. Both are welcome.

Legacy is the only tier we gate. Every Legacy mandate is built one at a time — strategy mix, risk sizing, broker choice, communication cadence — which is why we can only take on a handful at any moment.

04 — Questions about the tiers

The specifics.

Can I sign up for Multiplier directly?
Yes. Freedom and Multiplier are both open access. You can begin at either, depending on the capital you're committing and the depth of relationship you want with the desk. We recommend attending the relevant tier's webinar first — the strategies are explained in detail there — but the webinar is not required. Legacy is the only tier we gate.
Can I switch tiers later?
Yes, in either direction. Upgrade by topping up your deposit to the next tier's minimum and paying the prorated enrolment difference. Downgrade by writing to support. There's no contractual lock-in to any tier.
Is there an upgrade fee when I move tiers?
Yes. The upgrade fee is the difference in enrolment fees, prorated against the time you've already paid for in your current tier. The CRM calculates it transparently and shows the exact math before you confirm.
Is there a maximum deposit on a tier?
No. Tier minimums are floors, not ceilings — you can hold any larger balance in Freedom or Multiplier. If your balance and goals both suggest you'd be served better in the next tier, we'll have that conversation when the next opening arrives.
Why is Multiplier cheaper as a percentage?
Profit-share declines with tier because larger accounts subsidise the overhead of the smaller ones. The relationship is also longer and more considered — the firm earns through size and continuity, not headline percentages.
05 — Begin

Begin with Freedom.
The relationship starts there.

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